MUS SELF-FUNDED WORKERS' COMPENSATION PROGRAM
Employees of the Montana University System (MUS) are provided with workers' compensation
coverage through the MUS Self-Funded Workers’ Compensation Program. This coverage
is provided at no cost to employees.
Workers' compensation benefits are paid in cases of work-related injuries and diseases that are compensable under the Montana Workers' Compensation Act (WCA), generally those that occur accidentally through the course and scope of employment, and that are verified by medically objective facts. Benefits available through the MUS Self-Funded Workers’ Compensation Program include related expenses for:
- Approved medical, hospital and related services;
- Stay-at-Work/Return-to-Work assistance;
- Wage compensation for those who are temporarily unable to work. Under current rules, replacement wages equal to 2/3 of the employee’s average weekly wages, typically calculated using the previous 4 pay periods, up to a maximum weekly amount established annually by the State Department of Labor.
- Vocational Rehabilitation opportunities and disability compensation in cases of permanent impairment.
For a comprehensive explanation of benefits available to an injured worker please see the Montana Department of Labor (DLI) Explanation of Workers' Compensation Benefits.
MUS employees who work and reside outside Montana on a more than temporary basissee additional instructions. Workers’ compensation is regulated state-by-state, MUS purchases a workers’ compensation insurance policy to ensure its non-Montana employees have appropriate state-specific coverage. This claim process may vary slightly from that described for Montana employees.