MUS SELF-FUNDED WORKERS' COMPENSATION PROGRAM
Workers' Compensation First Report
Claims for workers’ compensation need to be reported on a First Report of Injury (FROI) form.
MUS employees should report injuries to their supervisor and complete a FROI immediately following a work-related injury. Prompt reporting leads to best injury recoveries, allows workplace hazards to be eliminated, and helps protect your eligibility for workers’ compensation benefits. Delayed reporting – even up to the 30 days for injuries or 1-year from knowing or should-have-known of an occupational disease, as allowed by MT workers’ compensation law - can result in lost injury prevention opportunities, delayed recovery, and may complicate your ability to substantiate work-relatedness. Workers’ compensation for Injuries and illnesses reported beyond allowed timelines may be denied.
MUS employees and supervisors may complete the FROI electronically via an encrypted system.
Employees of the Montana University System (MUS) are provided with Workers' Compensation coverage through the MUS Self-Funded Workers’ Compensation Program. This coverage is provided at no cost to employees.
Workers' Compensation benefits are paid in cases of work-related injuries and diseases that are incurred accidentally through the course and scope of employment and that are verified by medically objective findings. Benefits available through the MUS Self-Funded Workers’ Compensation Program include related expenses for:
- Approved medical, hospital and related services;
- Stay-at-Work/Return-to-Work assistance;
- Wage compensation for those who are temporarily unable to work. Under current rules, replacement wages equal to 2/3 of the employee’s average weekly wages, calculated using the previous 4 pay periods, up to a maximum weekly amount established annually by the Montana Department of Labor (DLI).
- Vocational Rehabilitation opportunities and Disability Compensation in cases of permanent loss of bodily function.
For a comprehensive explanation of workers' compensation benefits available and the responsibilities of an injured worker, please see the Montana DLI Explanation of Workers' Compensation Benefits.
MUS employees who work and reside outside Montana on a more than temporary basis DO NOT complete a MT FROI, follow the Non-Montana Claim Filing Instructions. Workers’ compensation is regulated state-by-state, MUS purchases a workers’ compensation insurance policy to ensure its non-Montana employees have appropriate state-specific coverage. This claim process differs slightly from that described for Montana employees – Timeliness is still essential to protecting your eligibility to workers’ compensation benefits Contact your campus claim coordinator with questions or for assistance with a non-Montana workers’ compensation claim.